The lawyers in banking law are competent for the litigations<\/strong>:<\/p>\n\n\n\n– Between private or professional clients and their credit institution (their bank),<\/p>\n\n\n\n
– Which oppose actors of the banking sector between them.<\/p>\n\n\n\n
Banking lawyers can therefore act to defend the interests of banks, financial professionals, or consumers who are clients of a financial institution.<\/p>\n\n\n\n
Concerning consumers, the most common disputes are<\/p>\n\n\n\n
– Credit card fraud \/ scams,<\/p>\n\n\n\n
– Disputes concerning account maintenance fees,<\/p>\n\n\n\n
– Disputes concerning consumer credits,<\/p>\n\n\n\n
– Disputes concerning the TEG of real estate loans,<\/p>\n\n\n\n
– Disputes concerning the presence of a calculation based on a lombard year,<\/p>\n\n\n\n
– Disputes concerning the guarantee of a real estate loan,<\/p>\n\n\n\n
– Disputes concerning overindebtedness,<\/p>\n\n\n\n
– Problems related to checks,<\/p>\n\n\n\n
– Real estate credit transaction,<\/p>\n\n\n\n
– Calculation of an interest rate,<\/p>\n\n\n\n
– Current account pricing,<\/p>\n\n\n\n
– National\/transnational transfers,<\/p>\n\n\n\n
– Closing or transfer of accounts,<\/p>\n\n\n\n
Banking lawyers can be solicited by banks, professionals of the financial sector, or by clients of credit institutions (in case of bank fraud).<\/p>\n\n\n\n
If you have a dispute with a bank, you should consult an expert lawyer in banking law or a lawyer specialized in banking law.<\/p>\n\n\n\n
Banking law is a very technical, dense and complex area of law. The high degree of complexity of this field makes the assistance of a banking lawyer indispensable.<\/p>\n\n\n\n
Did you know?
<\/strong>Since 2001, the MURCEF law has required banking institutions to provide customers who so desire with a mediation service dedicated to the amicable settlement of their disputes with customers.<\/p>\n\n\n\n<\/span>Why consult a lawyer in banking law?<\/span><\/h2>\n\n\n\nWhen you have a dispute with your bank, you should consult a lawyer in banking law.<\/p>\n\n\n\n
Out-of-court settlements without the intervention of a banking lawyer have very little chance of success: credit institutions give little importance (and little interest) to requests not initiated by a lawyer.<\/p>\n\n\n\n
On the other hand, a written request formulated on a letter in the name of a law firm seems to hold their attention much better.<\/p>\n\n\n\n
The banking lawyer has the knowledge and experience necessary to oppose a credit institution.<\/p>\n\n\n\n
The procedure against the banks generally provides for an attempt at amicable resolution and then, if necessary, a contentious action before the judges.<\/p>\n\n\n\n
The banking lawyer will try to obtain an amicable settlement with your bank.<\/strong><\/p>\n\n\n\n“A good agreement is better than a bad trial<\/p>\n\n\n\n
The lawyer will always favour an attempt at amicable resolution or an amicable agreement to resolve your dispute without a trial. If the bank accepts the principle of amicable resolution of the dispute, the banking law attorney in charge of defending your interests will work to negotiate the most favorable agreement possible for you. This agreement is formalized by the drafting of a written agreement containing all the terms and conditions of the agreement.<\/p>\n\n\n\n
The banking lawyer will defend your interests before the judges if necessary: the banking litigation<\/strong><\/p>\n\n\n\n\u200dIf your lawyer does not manage to reach an amicable agreement, he will direct you to a contentious procedure, which will be held before the courts: it is a judge who will decide the case.<\/p>\n\n\n\n
The role of your banking lawyer will be to manage the whole procedure:<\/p>\n\n\n\n
– Organize and follow the pre-litigation negotiations,<\/p>\n\n\n\n
– To draw up the preparatory acts for the initiation of a legal claim,<\/p>\n\n\n\n
– Represent you before the court,<\/p>\n\n\n\n
Why go through a lawyer whose activity is only focused on banking law?<\/strong><\/p>\n\n\n\n\u200dBanking law is a very technical matter that requires a perfect mastery of legal fields such as consumer law, banking law, securities law, to which many mathematical and financial fields are added.<\/p>\n\n\n\n
<\/p>\n\n\n\n
Your banking lawyer must have a perfect command of all this knowledge to guarantee a perfect defense of your interests.<\/p>\n\n\n\n
Did you know?
<\/strong>As soon as you call on a lawyer, the latter must obligatorily conclude a fee agreement with his client setting out the terms and conditions for determining his fees (Article 10 of Decree No. 2005-790 of July 12, 2005 on the rules of ethics of the legal profession, amended by Decree No. 2017-1226 of August 2, 2017).<\/p>\n\n\n\n<\/span>How to choose a lawyer in banking law?<\/span><\/h2>\n\n\n\nWe offer you some tips and useful to best choose your banking law attorney.<\/p>\n\n\n\n
\u200dThink about it:<\/strong><\/p>\n\n\n\nYou may not remember, but you may have purchased a legal protection policy option in your home insurance policy.<\/p>\n\n\n\n
\u200dThis can be useful to you in that it can in some cases and under certain conditions come and take care of all or part of the costs and legal fees.<\/p>\n\n\n\n
\u200dIf you don’t have your home insurance contract at hand, you can contact your insurer directly who will inform you.<\/p>\n\n\n\n
\u200dAlways remember that it is important to favor a banking law attorney<\/strong> regarding a banking law dispute. Calling on a generalist lawyer may not be sufficient regarding a subject as complex as banking law.<\/p>\n\n\n\n\u200dThe cost of hiring a banking law attorney should not be a deterrent to your action. Only this legal professional will be able to support you in your steps.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bad faith or misunderstanding, to be heard by your bank can be a real challenge if you don’t have a large bank account. Unfortunately, bank disputes are commonplace… So what to do if you are in conflict with your bank? Bank dispute : how to act ? Before taking out the heavy artillery against your […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[98],"tags":[],"class_list":["post-2751","post","type-post","status-publish","format-standard","hentry","category-banking-law"],"yoast_head":"\n
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