{"id":36978,"date":"2026-10-30T23:31:44","date_gmt":"2026-10-30T23:31:44","guid":{"rendered":"https:\/\/avocat-montreal.ca\/template-letter\/formal-notice-letter-loan-repayment\/"},"modified":"2026-10-30T23:31:44","modified_gmt":"2026-10-30T23:31:44","slug":"formal-notice-letter-loan-repayment","status":"publish","type":"post","link":"https:\/\/avocat-montreal.ca\/en\/template-letter\/formal-notice-letter-loan-repayment\/","title":{"rendered":"Formal notice letter template for loan repayment"},"content":{"rendered":"<p><strong>Cabinet avocat-montreal.ca<\/strong><br \/>1234 Sainte-Catherine Street West<br \/>Montreal, Quebec H3B 1E9<br \/>Phone: 514-555-1234<br \/>Email: contact@avocat-montreal.ca<\/p>\n<p>Montreal, June 27, 2024<\/p>\n<p><strong>To:<\/strong><br \/>Mr. Jean Dupont<br \/>5678 Avenue du Parc<br \/>Montreal, Quebec H2V 4K8<\/p>\n<p><strong>File reference:<\/strong> MD-20240627-89XQ<\/p>\n<hr>\n<h2 style='margin-top:1.2em;'><span class=\"ez-toc-section\" id=\"Re_Formal_notice_%E2%80%93_repayment_of_a_loan\"><\/span>Re: Formal notice \u2013 repayment of a loan<span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/avocat-montreal.ca\/en\/template-letter\/formal-notice-letter-loan-repayment\/#Re_Formal_notice_%E2%80%93_repayment_of_a_loan\" >Re: Formal notice \u2013 repayment of a loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/avocat-montreal.ca\/en\/template-letter\/formal-notice-letter-loan-repayment\/#Statement_of_facts\" >Statement of facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/avocat-montreal.ca\/en\/template-letter\/formal-notice-letter-loan-repayment\/#Legal_basis\" >Legal basis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/avocat-montreal.ca\/en\/template-letter\/formal-notice-letter-loan-repayment\/#Demands\" >Demands<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>I am sending you this formal notice regarding the repayment of the loan granted to you by my client. Despite several verbal and written requests, you have still not made the repayment in accordance with the agreed terms. This letter therefore formalizes the express demand for repayment within the time limit set, failing which legal proceedings will be taken.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Statement_of_facts\"><\/span>Statement of facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>On December 15, 2023, my client granted you a loan of CAD $10,000, to be repaid in full by June 15, 2024 under the agreement signed between you. However, as of today, June 27, 2024, you have not paid any amount, despite your contractual commitments.<\/p>\n<p>This situation is causing my client serious financial harm. You must make full repayment, in accordance with the agreed conditions, in order to avoid any further complications.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Legal_basis\"><\/span>Legal basis<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Under articles 1375 and 1590 of the Civil Code of Qu\u00e9bec (C.C.Q.), every borrower must repay the loan according to the agreed terms. Failure to meet this obligation engages your contractual liability and gives rise to remedies to obtain specific performance or compensation for the harm suffered.<sup>[1]<\/sup><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Demands\"><\/span>Demands<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>Repay the total amount of CAD $10,000, plus contractual interest, within a firm deadline of ten (10) business days from receipt of this letter.<\/li>\n<li>Provide my office with proof of full repayment of the loan within the same time limit.<\/li>\n<\/ul>\n<p>Failure to comply with these demands within the time limit set will result in proceedings before the competent courts to obtain judicial recovery, together with a claim for the additional costs and interest incurred.<\/p>\n<p>Yours truly,<\/p>\n<p><strong>Mtre Sophie Lemoine<\/strong><br \/>Lawyer, 10 years of practice in civil litigation<br \/>Barreau du Qu\u00e9bec<\/p>\n<hr>\n<p><em>This letter is a formal notice under articles 1457 and following C.C.Q.<\/em><\/p>\n<p><sup>[1]<\/sup> Legal references cited.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cabinet avocat-montreal.ca1234 Sainte-Catherine Street WestMontreal, Quebec H3B 1E9Phone: 514-555-1234Email: contact@avocat-montreal.ca Montreal, June 27, 2024 To:Mr. Jean Dupont5678 Avenue du ParcMontreal, Quebec H2V 4K8 File reference: MD-20240627-89XQ Re: Formal notice \u2013 repayment of a loan I am sending you this formal notice regarding the repayment of the loan granted to you by my client. Despite several [&hellip;]<\/p>\n","protected":false},"author":53,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"single-custom.php","format":"standard","meta":{"footnotes":""},"categories":[2053],"tags":[],"class_list":["post-36978","post","type-post","status-publish","format-standard","hentry","category-template-letter"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Formal notice letter template for loan repayment | AM<\/title>\n<meta name=\"description\" content=\"Free formal notice letter template to demand the repayment of a loan in Quebec: amount, interest, legal basis and deadline.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/avocat-montreal.ca\/modele-lettre\/lettre-mise-en-demeure-remboursement-pret\/\" \/>\n<meta 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